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Automated Personal Finance System (Pay App) for College and University Students in Developing Countries. A Case for Egerton University

by Gikaru Wilfred Githuka, Theiri Jeddidah and Wanjiru Kirui Edward

Journal of Computer Sciences and Applications. 2016, 4(1), 14-19. DOI: 10.12691/jcsa-4-1-3
Pub. Date: April 06, 2016Views: 16467 Downloads: 15291Like: 5

Personal Income/finance (This is the financial management which an individual or a family unit is required to do to obtain budget save and spend monetary resources over time taking into account various financial risks and future life events) Cash-box (A term unique to ‘Pay-App!’ and used to describe an account or container that holds a figure representative of money) MPESA (This is a mobile cash platform used by a Kenyan mobile service provider.) Mobile Money: Mobile payment also referred to as mobile money mobile money transfer and mobile wallet generally refer to payment services operated under financial regulation and performed from or via a mobile device. Emulator – (A piece of software whose main purpose is to simulate the actions of other hardware and software.) HTTP – HyperText Transfer Protocol (DBMS – DataBase Management System)

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